The stablecoin ecosystem is undergoing a rapid evolution, driven by technological breakthroughs, enterprise demand, and regulatory developments. What began as a niche instrument for crypto enthusiasts is now reshaping global finance - transforming how value is transferred, stored, and managed. This shift is creating a new foundation for payments, treasury, lending, and capital markets, with stablecoins at the core of a programmable, always-on financial system. To capitalize on this momentum, financial institutions and fintech innovators must embrace the emerging “stablecoin stack” and develop seamless, secure, and compliant solutions. Read on to explore Motive Ventures’ perspective on how digital dollars are rewiring financial services and powering the next wave of fintech innovation.